Savings

7 Ways You Didn’t Realize You’re Being Ripped Off

7 Ways You Didn’t Realize You’re Being Ripped Off

Scams and rip-offs are everywhere, and with the hustle and bustle of modern life, it’s hard not to fall victim to at least one of them. So we’ve put together a list of ways to save money, even though companies are trying their best to rip us off. You’re entitled to the best deal available. Here’s how to get it!

Stocks vs. Bonds: What’s the Difference?

Stocks vs. Bonds: What’s the Difference?

If you’re looking to start an investment portfolio, then you’ve probably heard of bonds and stocks. Both are essential components of a diverse portfolio, but they function in very different ways. Here’s a quick overview of the difference between stocks and bonds.

How to Get a Bank Fee Refunded

How to Get a Bank Fee Refunded

If you’ve recently been charged a bank fee that you don’t agree with, be it an overdraft fee or a monthly service fee, there are several ways for you to challenge the bank’s decision. You can go to a branch of the bank to speak in-person with a representative, or if you’re strapped for time, you can use the Secure Messaging feature of your bank’s website to talk online. Either way, we’ve provided some tactical advice on how to approach the matter.

How Many Bank Accounts Should I Have?

How Many Bank Accounts Should I Have?

It feels like we’re bombarded every day with advertisements on the new and exciting bank accounts that could be a part of our lives. High interest rates, sign-up bonuses and convenient policies like waived fees are all meant to entice us to sign up for another account. So how are we to know when it’s a good idea to enroll in another bank? Is it ever possible to have too many accounts?

Checking Vs. Savings Accounts — What’s the Difference?

Checking Vs. Savings Accounts — What’s the Difference?

Maybe you already have a checking account and you’re wondering if you should put some of your extra money into a savings account. Checking and savings accounts are both great financial assets, but each serves a specific (and very different) purpose.

How to Close a Bank Account and Switch Banks

How to Close a Bank Account and Switch Banks

With the proper planning and patience, you should have no trouble switching bank accounts without incurring any extra fees or headaches. Here’s our quick guide on closing a bank account and switching banks.

Types of Savings Accounts: Where to Put Your Extra Money

Types of Savings Accounts: Where to Put Your Extra Money

If you have cash that you don’t intend to spend any time soon, it’s a great idea to open up a savings account. Depending on which type of account you choose, the money you put into savings can accrue interest at a rate of 1-3% per year while still remaining easily accessible if you need an extra bit of funds.

How to Plan an Affordable Vacation

How to Plan an Affordable Vacation

After working full-time for months (even years) without a well-earned break, it’s essential that we take a few days to step back and decompress. But sometimes, the prospect of actually going somewhere for a proper vacation seems financially impossible: airfare, lodging and food for a mere week out of town can add up quickly.

Gone Camping: How to Plan a Camping Trip on a Budget

Gone Camping: How to Plan a Camping Trip on a Budget

Camping trips are the most affordable way to take a vacation. Here are a few tips for keeping costs low if you’re planning on spending some time in the great outdoors this summer.

How to Save Money on Your July 4th Party

How to Save Money on Your July 4th Party

With July 4th right around the corner, a lot of us are planning to celebrate the anniversary of American independence by having over friends and family for a party. Whether it’s a yearly tradition or your first time hosting, here are some easy ways to make sure that your Independence Day extravaganza is both fun and affordable.