Whether you’re supporting a family while working a full-time job or simply spending a bit too much on nights out, waiting for the next paycheck to roll around just to pay the bills is never a great position to be in. And while it might feel like a burden, living paycheck-to-paycheck doesn’t have to mean much in regard to your overall financial outlook.
In the world of the gig economy, it’s becoming easier with each passing day to find flexible, well-paying side hustles that come with no strings attached. Whether you’re a college student who’s looking to pay for the occasional meal out or a full-time worker who’s hoping to save up money for vacation, there’s probably a side hustle out there that matches your needs and abilities.
As a young adult, it’s possible to run into financial setbacks, frustrations or confusion. More specifically, being a twenty-something is not an easy task itself. You’re learning how to navigate life, gaining insight on where you want to be within your career, continuously searching for […]
Today, only 41% of Americans use a budget to keep track of their finances, and most of those who don’t keep one choose not to because creating and maintaining a budget seems too difficult or time-consuming. But the truth is that having a budget can be just as simple and straightforward as making a shopping list or keeping a weekly calendar. Really, it’s a walk in the park, even for anyone who has no experience making spreadsheets on their computer.
Budgeting can be hard with a new baby on the way. It’d be easy enough to write off the exercise completely. But a good budget doesn’t just affect how you spend your money today, it affects the options available to you – and your growing family – tomorrow.
One of the best ways to save money may actually involve doing nothing at all: Lifestyle creep is a sneaky phenomenon in which the more you make, the more you spend. As you advance in your career and start earning more, it’s only natural to scale up your living space or loosen your grip on your going-out expenses.
With the new school year right around the corner, the time for back-to-school shopping is once again upon us. Here’s a quick guide on how to save money when embarking on this seasonal shopping spree
After working full-time for months (even years) without a well-earned break, it’s essential that we take a few days to step back and decompress. But sometimes, the prospect of actually going somewhere for a proper vacation seems financially impossible: airfare, lodging and food for a mere week out of town can add up quickly.
Even if you’re not a bridesmaid or groomsman, attending a wedding is almost never cheap: we’re expected to purchase gifts, get ourselves to the celebration and find a place to stay, all while dressing to the nines. But if a busy wedding season and the pretty penny it might cost are keeping you up at night, there are a few tricks to contain costs and allay your fears.
Making a monthly budget presents its own challenge, but sometimes sticking to it can prove even harder. If you’re having trouble honoring your budget, you’re probably making at least one of a few common (and correctable!) mistakes.