If you’re having a tough time-saving money despite putting your best foot forward, it might be time to reevaluate your day-to-day lifestyle choices. Some habits–like buying lunch instead of making one before going to work–might cost very little on an individual basis, but will add up over time, and can cost you up to thousands of dollars over the course of a year.
Applying for a credit card has become so easy that it can be done in a matter of minutes. Just visit the card’s website, submit your information and wait for the credit card issuer to get back to you. You should receive a decision within a few days, sometimes even instantly. However, before you apply you’ll want to take careful stock of your credit history and score so that you can maximize your chances of approval.
If you have cash that you don’t intend to spend any time soon, it’s a great idea to open up a savings account. Depending on which type of account you choose, the money you put into savings can accrue interest at a rate of 1-3% per year while still remaining easily accessible if you need an extra bit of funds.
After working full-time for months (even years) without a well-earned break, it’s essential that we take a few days to step back and decompress. But sometimes, the prospect of actually going somewhere for a proper vacation seems financially impossible: airfare, lodging and food for a mere week out of town can add up quickly.
Camping trips are the most affordable way to take a vacation. Here are a few tips for keeping costs low if you’re planning on spending some time in the great outdoors this summer.
Even if you’re not a bridesmaid or groomsman, attending a wedding is almost never cheap: we’re expected to purchase gifts, get ourselves to the celebration and find a place to stay, all while dressing to the nines. But if a busy wedding season and the pretty penny it might cost are keeping you up at night, there are a few tricks to contain costs and allay your fears.
With July 4th right around the corner, a lot of us are planning to celebrate the anniversary of American independence by having over friends and family for a party. Whether it’s a yearly tradition or your first time hosting, here are some easy ways to make sure that your Independence Day extravaganza is both fun and affordable.
Graduating from college is a big step in your life. Unfortunately, it’s also a time when many new grads make some pretty big financial missteps. Here are seven of the most common to avoid:
Balance transfer cards are great resources if you have a large outstanding balance on another credit card with a high-interest rate, making it difficult to pay down. Balance transfer cards usually offer a promotional 0% APR period that lasts anywhere between 6 and 24 months. This makes them specifically designed to give you the time you need to pay off the debt interest-free.
For many of us, spring cleaning is intimidating, either because it’s costly or takes up too much time. But cleaning and re-organizing your home can go a long way towards revitalizing both your domestic life and your savings. Here are a few quick, simple tips for saving and even making money when embarking on this seasonal adventure: